Realm Health has agreements with the carriers that allow minimum contribution and participation.
Realm Health offers PPO's on most plans that can save healthcare spend by as much as 40% - 50%. Realm Health members may also seek care outside of the PPO Network with no penelties.
With Realm Health it's your choice. You don't have to pre-authorize with us first before seeking healthcare services.
Yes, all* Realm Health Plans are fully insured by A or A+ rated insurance carriers. Realm Health members premiums are fully secured and under the regulations of the State Departments of Insurance.
Realm Health Plans ARE NOT HEALTH SHARE PLANS!
*Realm Health does offer level funded ERISA Plans.
1. Health plans starting at $143 a month.
2. Dental plan with annual maximum of $5,000 per person (Family of 5 gets $25,000 a month annual benefits)
3. VSP Vision Plan.
4. Guarantee issue term life of $100,000 face amount (rates never change until age 121).
5. Guaranteed issue critical illness up to $20,000.
6. 24/7 on and off the job accident plan.
7. CareGuide Advocates. CareGuide saved over $16 million in medical and Rx claims in 2020.